Public Liability Insurance
Protecting Your Business Against Unexpected Risks
Comprehensive Coverage for Businesses That Interact with the Public
Why Choose a Public Liability Insurance Broker?
No matter how careful you are, accidents can happen. Whether you operate a small business, trade, retail store, or commercial operation, public liability claims can arise when a customer, supplier, or visitor is injured or has their property damaged due to your business activities.
Public Liability Insurance provides financial protection against claims for injury or damage caused by your business. Without it, legal fees, medical costs, and compensation claims could place a significant financial burden on your business. Having the right coverage means you can operate with confidence, knowing your business is protected.
What Does Public Liability Insurance Cover?
This policy provides coverage for a range of third-party risks that businesses face every day.
Property Damage
Protects against claims where your business has caused damage to someone else's property.
Product Liability
If your business sells or supplies goods, this protects against claims arising from defective or harmful products.
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- Tailored Protection
- Expertise You Can Rely On
- Fast, Responsive Claims Support
Our Partners
We collaborate with trusted insurance partners to provide you with a wide range of options.
Our reputable insurers have a proven track record and offer reliable coverage for your insurance needs










We’re Here to Protect Your Business
Why Choose Pivot Insurance?
Public Liability Insurance is essential for businesses that interact with clients, customers, and the general public. Whether you own a small business, manage a retail store, or work in trades, having the right policy ensures you are covered against unexpected legal claims and compensation costs.
- Personalised Service – Expert advice tailored to your business.
- Industry-Specific Expertise – Understanding risks across multiple industries.
- Local Knowledge – Specialised coverage for businesses in Queensland, New South Wales, and beyond.
- Proven Results – Trusted by business owners to provide reliable, cost-effective insurance solutions.
Our Process
How Our Public Liability Insurance Brokers Support Your Business
Insurance can be complex, but our simple process ensures your coverage meets your business needs. From selecting the right policy to handling claims on your behalf, we support you at every stage.
Choice
With access to a broad network of insurers, we compare multiple options to find the most suitable policy for your business.
Advice
Every business faces unique risks, which is why we provide clear, personalised guidance to ensure your coverage aligns with your needs.
Claims Management
If a claim arises, we advocate on your behalf, ensuring you receive the best possible settlement with minimal disruption to your business.
Benefits For Business
The Advantages of Public Liability Insurance
The right Public Liability Insurance policy provides financial security, legal protection, and peace of mind, ensuring your business is protected against unexpected claims.
Legal Protection
Covers legal fees and court costs, reducing financial stress during a claim.
Business Continuity
Minimises the impact of legal disputes, helping your business stay operational.
Risk Mitigation
Protects against unforeseen liabilities, giving you confidence to run your business.
Access to Trusted Insurers
Strong partnerships with Australia’s leading insurers, ensuring competitive pricing and comprehensive coverage.
See how others have benefited
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